Mutasi parsed
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AI finance cockpit for mutasi, tax, and owner approvals
Upload mutasi. Let AI build the finance truth.
Co Financial turns messy bank statements into a controlled CFO command center: classified transactions, tax reserve, anomaly checks, and the exact approvals Boss needs before closing the month.
Private mutasi bucket
Human approval gates
Coretax-ready evidence
Command Center
May tax close readiness
Sample sync active
Tax reserve
Rp 184M
PPh final ready
Owner approvals
7
2 urgent
Mutasi pipeline
Upload mutasi
CSV now, PDF/XLSX queued for AI review
Classify revenue
Sales, refunds, fees, tax, owner draw
Reconcile
Bank ↔ order ↔ payout ↔ invoice
Export pack
UMKM tax summary and close notes
Approval queue
AI recommends. Owner approves.
Decision 1
Confirm Rp 42.8M marketplace settlement as taxable revenue
Decision 2
Move Rp 18.4M to tax reserve before owner withdrawal
Decision 3
Review 23 ambiguous fee/refund transactions before close
Agent architecture
Finance work split into accountable AI roles.
Each agent has a scope, confidence signal, source evidence, and a hard boundary before touching owner-facing reports.
CFO Agent
Turns cashflow, profit, runway, and tax reserve into owner-level decisions.
Controller Agent
Normalizes mutasi, checks duplicate transactions, and keeps every number traceable.
Tax Guard
Prepares UMKM/Coretax evidence while blocking risky or unapproved classifications.
Workflow
From bank file to owner-ready close.
Start simple with upload. CoFin keeps the finance trail visible so Boss can trust the numbers before export.
01
Upload
Drop mutasi CSV from bank or payment provider.
02
Normalize
Clean dates, amounts, descriptions, credits, and debits.
03
Explain
AI classifies revenue, expense, tax, fee, refund, and anomalies.
04
Approve
Owner approves labels and exports the finance/tax pack.
Guardrails
Automation that knows when to stop.
CoFin is built audit-first: source rows, private uploads, explainable AI labels, and owner gates before reports become official.
No silent bank-data mutation
Every AI label has source row evidence
Owner approval before tax export
Private bucket for uploaded mutasi
Ready for first mutasi